Comprehensive Health Insurance
for Tourists in Israel
Full medical protection for visitors in Israel | Coverage up to 350,000 NIS | Fast and professional care
No upfront payment required by the insured | Option for coverage of a pre-existing medical condition | Cachless
About the Insurance
.A group health insurance policy for tourists visiting Israel through the Israel Incoming Tour Operators Association
.The insurance provides comprehensive medical coverage for visitors in Israel for a period of up to 30 days
.No medical questionnaire is required (for ages 81 and above, a medical questionnaire is mandatory)
⚠️
Important to Know
The insurance is valid only for tourists who are not residents or citizens of Israel and are staying in Israel on a temporary basis
Insurance Coverage and Price List
Hospitalization
Full coverage for hospitalization expenses in government hospitals for up to 90 days, including
- Hospital room
- Operating room
- Intensive care
- Anesthesiologist services
- Tests and medications during hospitalization
Medical Treatments
Coverage for treatments not requiring hospitalization, including
- Doctor visits
- Laboratory tests
- X-rays
- Bandages and dressings
Emergency Dental Care
Emergency dental treatment and first aid, up to 700 NIS
Emergency Services
First aid in emergency cases, including
- Treatment in the ER (in defined cases)
- Ambulance transport in case of emergency
- First aid by Magen David Adom (MDA)
Additional Services
- Medical evacuation (up to 35,000 NIS)
- Repatriation of body (up to 18,000 NIS)
Medications
Coverage for medications included in the Israeli Health Basket, up to 700 NIS
Price List- Price (NIS) per day
| Covering pre-existing condition | Without covering pre-existing conditions | Age |
| 20 | 16 | 0-59 |
| 24 | 18 | 60-65 |
| 27 | 21 | 66-75 |
| 35 | 29 | 76-80 |
| 35 | 29 | 81 and above |
Age 81 and above- Subject to a medical questionnaire and approval by the insurance company
How to Receive Medical Care ?
Contact an authorized provider :
You must contact only service providers contracted with Harel Insurance
Present documents :
Show your insurance card + passport or photo ID
Get treatment :
Receive medical care without upfront payment
When is the ER Covered ?
Insurance covers ER visits only in the following cases :
Injury requiring stitches
Infants up to 2 months with fever above 38.5°C
With insurer approval
With doctor’s referral
Inhalation of a foreign body into the airway
Snake bite
Any new fracture
Foreign body in the eye
ER
Dislocation of a shoulder or joint
Ambulance evacuation due to a medical emergency
Coverage Limits
Type of Coverage
Deductible
Coverage Limit
Total medical coverage
350,000NIS
Per insurance period
Hospitalization expenses
Up to 90 days
Government hospitals only
Outpatient medical expenses
Doctor consultation
Included within the coverage limits
As per the service provider’s agreement
Lab tests, X-rays, dressings
Included within the coverage limits
As per the service provider’s agreement
First aid at MDA
Included within the coverage limits
Medications
Up to 700NIS
As per the service provider’s agreement
Ambulance transport
Included within the coverage limits
Emergency dental care
Up to 700NIS
As per the service provider’s agreement
Repatriation of body
Up to 18,000NIS
Medical evacuation
Up to 35,000NIS
Coverage for a pre-existing medical condition
52,500NIS
What’s Not Covered ?
It is important to be aware of the main exclusions :
Pre-existing medical conditions (available at an additional cost)
Road accidents and work accidents
Extreme/Adventure sports (unless additional coverage purchased)
Psychological or psychiatric treatments
Alternative medicine
Pregnancy, childbirth, and fertility treatments
Cosmetic treatments
Glasses, contact lenses, and hearing aids
How to Purchase the Insurance ?
Signing the Agreement
In order to purchase Harel’s insurance, you must first sign the attached agreement and send it to the following addresses
Completing the electronic calculation sheet
Fill out the electronic calculation sheet and the group agreement form, and send them to the following email addresses
Please send the forms between one month and up to five days before the group’s arrival in Israel
Contact Information :
Service Center 24/7: 03-7547020
Doctor visit: *6101
Video consultation with a doctor: *6101
Claims:
Send claims to: pniyottour@harel-ins.co.il
Or contact the service center at: 03-7547020
Important Information:
Required documents:
Harel insurance card-
Passport or photo ID-
Insurance period:
Coverage is valid for a maximum of 30 days. Renewal beyond this period is subject to insurer approval and a health declaration
More information:
For a full list of service providers, visit Harel’s website:
www.harel-group.co.il
© 2024 Harel Insurance Company Ltd. | All rights reserved
The full and binding policy is the one delivered to the insured. This website provides general information only